Benefits | Car insurance comprehensive cover | Car insurance third party property damage fire and theft cover | Car insurance third party property damage |
Cover for damage to other people's property | $20 million | $20 million | $20 million |
Legal costs arising out of a covered loss under your policy | Yes | Yes | Yes |
Legal liability cover when using a substitute vehicle | Yes | Yes | Yes |
Repair guarantee | Yes | Yes | Yes |
Damage to your car if you are not at fault in an accident and the other vehicle/s are uninsured | Yes | Up to a market value of $3,000 | Up to a market value of $3,000 |
Towing | Yes | Yes | - |
Loss or damage to your car caused by fire | Yes | Up to a market value of $5,000 | - |
Cover for accidental damage or loss to your car | Yes | - | - |
New replacement car if your new car (less than two years old from original registration) is a total loss | Yes | - | - |
Rental car following theft ($75 per day limit, up to 14 days) | Yes | - | - |
Vehicle being transported by ship | Yes | - | - |
$25,000 accidental death cover* | Yes | - | - |
Emergency repairs | Up to $350 | - | - |
Personal effects and clothing | Up to $500 | - | - |
Re-keying and Re-coding | Up to $500 | - | - |
Transportation costs | Up to $200 | - | - |
Trailer and caravan cover | Up to $500 | - | - |
Protected No Claim Bonus | Optional | - | - |
Nil excess on windscreen claim | Optional | - | - |
Rental car following an accident ($75 per day limit, up to 14 days) | Optional | - | - |
Tools of Trade | Optional | - | - |